A Seller who utilizes a take over mortgage payments in the Fraser Valley, BC Company benefits in many ways. You, the Seller, are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting your equity in your property and protecting your credit until the Company pays off the mortgage.
Our Company, GVC Property Solutions Inc. (GVCPS), is a Real Estate Investment Company that is headquartered in Vancouver, BC. We take over mortgage payments in the Fraser Valley, BC and the property associated with the mortgage. If you have been wondering “can someone take over my mortgage?”, our Company, GVCPS, can take over your mortgage payments in the Fraser Valley, BC for any property type that includes; houses, duplexes, town homes and condos in any price range, in any condition, in any situation and any location of the Fraser Valley, BC.
In a takeover mortgage payments contract in the Fraser Valley, BC, the two parties (the Seller and a Company), agree to the length of the term during which the mortgage payments are paid by the Company who take over mortgage payments as well as all the additional terms of the property sale including the purchase price.
People who take over mortgage payments in the Fraser Valley, BC are Real Estate Investment Companies. These Companies are owned by Professional Real Estate Investors who take over mortgage payments in the Fraser Valley, BC that have decades of experience regardless of the Seller’s situation and regardless of the real estate market conditions.
When Investors take over mortgage payments in the Fraser Valley, BC, there is a difference between assuming the mortgage and taking the property subject to the mortgage:
Assuming a Mortgage: If an investor wants to buy your house that has a mortgage, the mortgage lender may allow the investor to assume your mortgage. Simply stated, the lender replaces your name on the mortgage with the investor’s name and the investor becomes legally responsible for making the monthly payments.
Subject to Mortgage: If an investor wants to buy your house subject to the mortgage, the investor makes an agreement with you that the investor will make the mortgage payments. In short, the existing financing that you have in place is taken over by the investor. This route is basically paying for the mortgage already in place through a written legal agreement between you and the investor.
Our Company provides flexible, pre-negotiated Terms that can give you the best value for your house, townhome or condo and can provide you with more money with none of the hassles normally involved in selling.
In most cases, we take over the entire mortgage payment as well as all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance, monthly strata fees as well as any repair or maintenance costs.
When we buy houses on Terms through our Mortgage Take Over Program, you are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting your equity that you may have in the property and protecting your credit.
Our Company buys houses quickly with flexibility and convenience so you can move on from your situation with peace of mind. We know the real estate and mortgage industry and if you are facing one or more of the following difficulties, our Company can offer an immediate, professional relief from your real estate situation:
- Financial stress that requires an immediate sale of your property
- You need relief from your mortgage or property situation for any reason
- You have minimal equity but need to sell now
- Your mortgage is higher than the property value
- You need an immediate and flexible sale due to a job transfer or for any other reason
- Your property has been listed with a Realtor for many months and hasn’t sold
- You have a house that is too costly to maintain
- You have a house that is too stressful to manage
- You are tired of being a landlord and dealing with landlord tenant disputes, tenancy issues and tenant problems
- You are having difficulty making your mortgage payments each month
- You are making payments on two or more properties
- You are facing PRE foreclosure
- You want to avoid bankruptcy or a consumer proposal
- You are an out of town owner and you don’t want to be a long distance landlord
- Your property is in need of extensive repair that you do not have time or money for
- You are divorcing and need to sell
- Your listing has expired with your Realtor
- You have a costly mortgage penalty but need to sell now
- You prefer not to sell through a Realtor and be inconvenienced with Realtor showings
If you are looking for a professional and experienced Real Estate Investment Company to buy your house, townhome or condo in the Fraser Valley, BC, contact us. Sell your house fast in the Fraser Valley, BC in the most beneficial manner for everyone involved. No real estate commissions and no hassles.