Mortgage Problems and Solutions. We Take Over Mortgage Payments in Vancouver BC. Contact Us

If you find yourself facing financial difficulties, as a result of job loss, family income reduction, or other reasons, it can be an overwhelming experience leaving you feeling uncomfortable and unsure of what to do.

“I can’t pay my Mortgage, What Should I Do?” If you are struggling to pay your mortgage payments each month or if you can’t pay your mortgage payments at all, there are steps that you can take that may help you to avoid foreclosure and get your current financial situation back on track.

Our Company, GVC Property Solutions Inc., is a well established Real Estate Investment Company that provides professional solutions to people who are experiencing difficulty making their mortgage payments each month and want to avoid foreclosure, people who are experiencing difficulty selling their property through traditional methods and people who require relief from their property situation for any reason regardless of your situation and condition of the property in any location of Vancouver, BC, the Lower Mainland, BC, and the Fraser Valley, BC.

If you are facing mortgage problems, contact us for Free Consultation to discuss your mortgage problems and solutions that are available to you in your individual situation. 

Listed below are steps that you can take to help clarify your financial situation before you decide what steps to take to find an alternate solution to foreclosure.

Clarify Your Financial Picture: Mortgage Problem and Solution

Prepare a detailed list of your financial obligations including any credit cards, loans, household bills with the amounts owing and their due dates. Be sure to include information about your current income, savings accounts, investments, and any other assets.

Create A Budget: Mortgage Problem and Solution

Creating a budget is a good opportunity to get your finances back in order. A budget needs to be realistic and based on your current circumstances. After you have prepared your budget outline, you will likely see areas where you can cut back with your spending. Start with expenses that are easy to reduce and try cutting them back by half.

Track Your Spending: Mortgage Problem and Solution

If you can’t see where to reduce your spending, try tracking your expenses for a few weeks to get a better handle on your spending habits. Track expenses that you’re not sure about. For example, if you shop at all-inclusive grocery stores, if you buy groceries and new patio furniture all at the grocery store, track what you spend in that store. You might be surprised how much you buy in addition to your groceries. In addition, track how much you spend on buying coffee and food on the go. Every dollar you spend counts. 

Stay Informed: Mortgage Problem and Solution

The more information you have at your disposal on managing your finances, the easier it will be to make the right decisions about solving your mortgage payment difficulties and getting the help you need to get your mortgage payments back on track.

We Can Help. We Specialize in Mortgage Problems and Solutions     

Our Company has been providing professional solutions for 25 years to people who are experiencing difficulty paying their mortgage payments each month, people who are experiencing difficulty selling their property through traditional methods and people who require relief from their property situation for any reason. 

We can buy your house, townhome or condo if you require an immediate or flexible sale or if you need relief in regards to your mortgage payments or property situation in general. We can usually offer you the market value of your property regardless of your situation and regardless of the age or condition of the property. We are not realtors and we do not charge any real estate commissions when we buy your house, townhome or condo.

We understand the stress and hassles that you face when you are in a difficult real estate situation. We don’t know how many months you’ve been trying to sell or have been looking for a solution to your situation. Don’t procrastinate. Don’t let your property situation become a liability or a burden. Contact us to discuss your situation in more detail and what solutions we can provide. We have handled hundreds of purchase situations and have helped many people facilitate a non-stressful real estate transaction.

Is Your Mortgage in Arrears in Surrey, BC? We Can Help. Contact Us.

Facing mortgage arrears can be a stressful experience. It is important that you act quickly to solve your mortgage payment situation to avoid the repercussions of missed mortgage payments. We can assist you with your mortgage in arrears in Surrey, BC and all other surrounding areas in the Lower Mainland, BC and the Fraser Valley, BC. We can help you get your mortgage payments back on track and/or reinstate your mortgage with your mortgage lender and keep your mortgage in good standing.

Our Company, GVCPS Inc., is a Real Estate Investment Company that specializes in taking over mortgage payments and the house, townhome or condo associated with the mortgage in Surrey, BC and all other areas of the Lower Mainland, BC and the Fraser Valley, BC.

Along with our affiliated Companies, we have been operating for 25 years providing professional solutions to people who are experiencing difficulty paying their mortgage payments each month, people who are experiencing difficulty selling their property through traditional methods and people who require relief from their property situation for any reason.

With any residential mortgage in arrears in BC, it is important that you take quick action. Under the law in BC, a mortgage gives your mortgage lender a “charge”, meaning an interest or a right against your property that was purchased. That charge gives your lender rights if you “default” on the mortgage.

The most common way for a mortgage borrower to default is by not making payments towards the mortgage as promised per the terms of the mortgage contract with the mortgage lender.

What happens to my mortgage in arrears in Surrey, BC?

A mortgage in arrears for one missed payment will usually trigger your lender to send you a reminder letter. If your lender doesn’t hear from you or receive your missed payment(s), your lender will then follow up with a demand letter from their lawyer.

Under BC law, your lender must send you a demand letter before they can start legal foreclosure proceedings to take your house, townhome or condo.

  • The demand letter must say exactly what you owe. It must also say that: you have to pay a certain amount by a certain date to catch up on what you owe to “reinstate” your mortgage (restore it to good standing), or;
  • You have to pay the whole amount you borrowed (not just what you owe) plus interest and expenses to “redeem” your mortgage (pay it off).

Any mortgage in arrears in BC, gives your mortgage lender the right to “accelerate” (speed up) the mortgage. This allows your lender to claim your full balance owed to your lender under the mortgage, plus interest and other costs, even though your mortgage term hasn’t yet expired.

If you don’t do what the demand letter asks, your lender can start legal foreclosure proceedings to take your house, townhome or condo or sell the property to pay your mortgage debt.

If you receive a demand letter, don’t ignore it. This may be your only opportunity to get your mortgage payments back on track and reinstate your mortgage with your lender. If you ignore your lender’s demand letter, the legal foreclosure proceedings will proceed without you, As well, you will get little notice if your house, townhome or condo is sold, or if your lender tells you that you have to move.

Contact us regarding your mortgage in arrears in Surrey, BC.

If you are having difficulty making your mortgage payments each month or currently facing mortgage in arrears, contact us. We can help you get your mortgage payments back on track and/or reinstate your mortgage with your mortgage lender and keep your mortgage in good standing.

We can provide immediate monthly cash flow management solutions to your mortgage payment situation along with protecting any equity you may have in the property and help protect your credit. When we take over mortgage payments and the house, townhome or condo associated with the mortgage, we do not charge any real estate commissions, providing you with more money with none of the hassles normally involved in selling.

We work on a daily basis with people who need a professional and confidential transaction, people who need an immediate and flexible sale and people who need relief from a problem property or unwanted real estate situation.

This contents of this article is intended to convey general information only and not to provide legal advice.

I Can’t Pay My Mortgage What Do I Do? Surrey, BC. We Can Help. Contact Us.

If you find yourself facing financial difficulties, as a result of an unexpected life event such as; job loss, income reduction or for any other reason, it can be an overwhelming experience leaving you feeling uncomfortable and unsure of what to do.

Our Company, GVC Property Solutions Inc. is a well established Real Estate Investment Company that can take the weight of your monthly mortgage payments off your shoulders. We take over mortgage payments and the house, townhome or condo associated with the mortgage in any location of the Lower Mainland, BC and the Fraser Valley, BC.

When people contact us explaining “I Can’t Pay My Mortgage What Do I Do?”, we understand the stress and difficulties that you are facing.

Our Company specializes in taking over mortgage payments and the house, townhome or condo associated with the mortgage regardless of your situation and regardless of the age or condition of the property. We offer fast, professional and confidential solutions to your property situation regardless of your circumstance.

  • You receive immediate financial relief that enables you to move on from your house, townhome or condo situation. We provide you with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting your equity in the property and protecting your credit.

Most people do not plan on missing any of their mortgage payments, however, there are a number of unexpected life situations that can happen that impact your ability to make regular mortgage payments. If you are experiencing short term financial difficulties or long term financial difficulties due to any reason and struggling with your mortgage payments and as a result, missing your mortgage payments, foreclosure will be inevitable if you can not get your mortgage payments back on track and keep your mortgage in good standing with your lender.

There are alternatives to foreclose that are available to you when you act quickly at the first sign of financial difficulty. The key is to know what your options are as well as taking immediate action when the unanticipated happens. Contact us to discuss your situation and your options in more detail.

If you have been searching for an answer to  – “ I can’t pay my mortgage what do I do” in Surrey BC, Delta BC, Coquitlam BC, Port Coquitlam BC, Port Moody BC, Vancouver BC. Burnaby, BC, Richmond BC, New Westminster BC, Langley BC, Pitt Meadows BC, Abbotsford BC, Maple Ridge BC, Mission BC or Chilliwack BC”, it is important that you do not ignore the situation and do not ignore your mortgage lender if they have contacted you in regards to any mortgage payments that you have missed.

If you are looking for a Professional Investor to provide you with immediate relief from your mortgage payments and property situation, contact us. Our job is to provide you with immediate relief from your property situation so you can move on from your property situation with peace of mind. We have earned a reputation for fair dealing with 25 years of experience and we do not charge any real estate commissions.

Take Over My Mortgage Payments in the Lower Mainland, BC and Fraser Valley, BC. Contact Us.

When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important for you to act quickly. If you find yourself facing financial difficulties, as a result of job loss, income reduction or for other reasons, it can be an overwhelming experience leaving you feeling uncomfortable and unsure of what to do.

Our Company, GVC Property Solutions Inc. (GVCPS), is a well-established Real Estate Investment Company that provides immediate financial relief to people who are experiencing difficulty with their mortgage payments.

We take over mortgage payments and the house, townhome or condo associated with the mortgage in Surrey BC, Delta BC, Coquitlam BC, Port Moody BC, Vancouver BC. Burnaby, BC, Richmond BC, New Westminster BC, Langley BC, Abbotsford BC, Maple Ridge BC and all other surrounding areas of the Lower Mainland BC and the Fraser Valley BC.

People who have acquired a mortgage loan often run into problems that can affect their ability to make their mortgage payments. By working together, we can help relieve your financial stress around real estate.

Contact Our Professional Real Estate Investor Team at GVCPS 

If you have been searching for a Professional Real Estate Investor to “take over my mortgage payments in the Lower Mainland BC or the Fraser Valley BC”,  contact us.

We understand that when you are in a difficult real estate situation, you need an immediate and professional solution. Our job is to provide you with immediate relief from your property and mortgage situation so you can move on with your life with peace of mind.

Regardless of your situation, we take over mortgage payments and the house, townhome or condo associated with the mortgage that are in any condition and in any location of the Lower Mainland, BC and the Fraser Valley, BC.

How Do We Help You?

  • We provide you with monthly cash flow management solutions that protects your equity in the property and protects your credit.
  • We take over the house, townhome or condo as-is, without you having to spend time or money on repairs or unfinished renovations.
  • We do not charge any real estate commissions.
  • You can move on from your property and mortgage situation with peace of mind.

We don’t know how many months you have been looking for a solution to your situation. Don’t procrastinate. Don’t let your property situation become a liability or a burden. Contact us, especially if you have questions.

Taking Over Someone’s Mortgage Payments? The Do’s & Dont’s

Anyone can sell you a mortgage; We can show you how to use your mortgage effectively to your financial advantage even if you are having difficulty paying your mortgage payments or have negative equity in the property.

Are you experiencing difficulty making your mortgage payments each month, experiencing difficulty selling your property or do you just want out of your real estate situation for any reason? Our Company, GVCPS, is a well-established Real Estate Investing Company that specializes in taking over mortgage payments and the property associated with the mortgage.

We take over mortgage payments for houses, townhomes and condos in any situation, in any condition and in any location of Vancouver, BC, the Lower Mainland and the Fraser Valley, BC. Our goal is to provide you with immediate financial relief and peace of mind regarding your real estate situation when we  take over your mortgage payments and the property associated wit the mortgage.

We provide you with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting any equity you may have in the property and protecting your credit. We provide flexible, pre-negotiated terms that can give you the best value for your property and can provide you with more money with none of the hassles normally involved in selling.

Are You Thinking About Taking Over Someone’s Mortgage Payments?

If you are planning on taking over someone’s mortgage payments, it is recommended that you seek the counsel of a mortgage professional or a legal adviser first.

There are many advantages of taking over someone’s mortgage payments, however, taking over someone’s mortgage payments is a big decision to make. Going about it the wrong way can prove costly in the long run that may affect your ability to borrow in the future.

The Do’s and Don’ts of Taking Over Someone’s Mortgage PaymentsDO the Following:

  • Prior to taking over someone’s mortgage payments, seek counsel from a professional mortgage consultant at a Real Estate Company or a legal advisor
  • Before you make the commitment to take over someone’s mortgage payments, ensure that you are financially capable of taking on this extra monthly expense, especially if this will be a long-term arrangement
  • Ensure that there is a legal agreement in place between you and the person(s) who owns the mortgage debt and the person(s) who are registered on the property title that clearly outlines all of the terms and conditions that you and the other party(ies) have agreed to
  • Verify through the mortgage and property title documentation who all persons are that are registered on both the mortgage loan and the property title

DON’T Do the Following When Taking Over Someone’s Mortgage Payments:

  • Don’t pay the person who owns the mortgage debt directly. Pay the mortgage lender directly to ensure that the mortgage payments are being applied to the mortgage loan each month
  • Don’t take over mortgage payments from someone who has an outstanding judgement or any other charge registered against them on the property title if this will affect the amount of funds you are to receive when the property sells
  • If there is more than one person on the mortgage loan or property title, don’t execute an agreement to take over someone’s payments with only 1 of the parties. Ensure that all parties on the mortgage loan and property title agree to you taking over the mortgage payments and ensure that all parties execute the legal agreement with you

If You Are Taking Over Someone’s Mortgage Payments, Your Documentation Checklist Should Include:

  • The executed legal agreement between you and the person(s) who owns the mortgage debt and the person(s) on property title
  • Up to date contact information of the person(s) who owns the mortgage debt and person(s) registered on the property title
  • The mortgage lender’s contact information
  • A copy of the mortgage loan
  • A copy of the property title
  • Any current tenancy agreement that is in place for the property

Taking over someone’s mortgage payments isn’t something that most people are aware of and isn’t something that most people would consider.  Many owners who bought or refinanced in recent years, owe more than what they could sell the property for now.  If you are considering taking over someone’s mortgage payments, there are many do’s and don’ts that you should be aware of.

If You Are Taking Over Someone’s Mortgage Payments, You Should Also Ensure the Following:

  • Confirm all of the details of the legal documents relating to the mortgage including; the mortgage balance, interest rate and mortgage term renewal
  • Ensure that you have enough funds on reserve to make the mortgage payments in the event that you experience unforeseen financial difficulty that may impact your ability to make regular mortgage payments in the future
  • Ensure that your lawyer covers all of the terms and conditions of the transaction in the case of default and the remedy that will be available to each party

If You Are Taking Over Someone’s Mortgage Payments, You Should Not Do the Following:

  • Some people’s mortgage payments are extremely high if they were unable to qualify for a low interest rate. Don’t take over someone’s mortgage payment that will leave you with cash flow difficulties at the end of each month
  • If you are experiencing financial difficulties, don’t stop paying the mortgage payment altogether and don’t ignore your contractual obligations with the mortgage debt holder. If you are experiencing difficulty making the mortgage payment, it’s important for you to take quick action to find a solution.

If You Are Taking Over Someone’s Mortgage Payments, You Should Also Keep In Mind That:

  • There are a number of steps that you can take to help someone with their mortgage payments in a way that protects both of your interests in the property
  • You should seek the counsel of a mortgage professional or a legal adviser before you take over someone’s mortgage payments

Mortgage Payment Difficulties and Taking Over Someone’s Mortgage Payments:

If you are having difficulty paying your mortgage payments, it’s important for you to take quick action. With early intervention, you will have more options available to you to find a solution to your mortgage payment difficulties.

Along with our affiliated Companies, we have been operating for 25 years providing professional solutions to people who are experiencing difficulty paying their mortgage payments each month, people who are experiencing difficulty selling their property through traditional methods and people who require relief from their property situation for any reason.

When we take over mortgage payments and the house, townhome or condo associated with the mortgage, we do not charge any real estate commissions, providing you with more money with none of the hassles normally involved in selling.

We Takeover Mortgage Payments in the Fraser Valley, BC

A Seller who utilizes a take over mortgage payments in the Fraser Valley, BC Company benefits in many ways. You, the Seller, are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting your equity in your property and protecting your credit until the Company pays off the mortgage.

Our Company, GVC Property Solutions Inc. (GVCPS), is a Real Estate Investment Company that is headquartered in Vancouver, BC. We take over mortgage payments in the Fraser Valley, BC and the property associated with the mortgage. If you have been wondering “can someone take over my mortgage?”, our Company, GVCPS, can take over your mortgage payments in the Fraser Valley, BC for any property type that includes; houses, duplexes, town homes and condos in any price range, in any condition, in any situation and any location of the Fraser Valley, BC.

In a takeover mortgage payments contract in the Fraser Valley, BC, the two parties (the Seller and a Company), agree to the length of the term during which the mortgage payments are paid by the Company who take over mortgage payments as well as all the additional terms of the property sale including the purchase price.

People who take over mortgage payments in the Fraser Valley, BC are Real Estate Investment Companies. These Companies are owned by Professional Real Estate Investors who take over mortgage payments in the Fraser Valley, BC that have decades of experience regardless of the Seller’s situation and regardless of the real estate market conditions.

When Investors take over mortgage payments in the Fraser Valley, BC, there is a difference between assuming the mortgage and taking the property subject to the mortgage:

Assuming a Mortgage: If an investor wants to buy your house that has a mortgage, the mortgage lender may allow the investor to assume your mortgage. Simply stated, the lender replaces your name on the mortgage with the investor’s name and the investor becomes legally responsible for making the monthly payments.

Subject to Mortgage: If an investor wants to buy your house subject to the mortgage, the investor makes an agreement with you that the investor will make the mortgage payments.  In short, the existing financing that you have in place is taken over by the investor. This route is basically paying for the mortgage already in place through a written legal agreement between you and the investor.

Our Company provides flexible, pre-negotiated Terms that can give you the best value for your house, townhome or condo and can provide you with more money with none of the hassles normally involved in selling.

In most cases, we take over the entire mortgage payment as well as all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance, monthly strata fees as well as any repair or maintenance costs.

When we buy houses on Terms through our Mortgage Take Over Program, you are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments along with protecting your equity that you may have in the property and protecting your credit.

Our Company buys houses quickly with flexibility and convenience so you can move on from your situation with peace of mind. We know the real estate and mortgage industry and if you are facing one or more of the following difficulties, our Company can offer an immediate, professional relief from your real estate situation:

  • Financial stress that requires an immediate sale of your property
  • You need relief from your mortgage or property situation for any reason
  • You have minimal equity but need to sell now
  • Your mortgage is higher than the property value
  • You need an immediate and flexible sale due to a job transfer or for any other reason
  • Your property has been listed with a Realtor for many months and hasn’t sold
  • You have a house that is too costly to maintain
  • You have a house that is too stressful to manage
  • You are tired of being a landlord and dealing with landlord tenant disputes, tenancy issues and tenant problems
  • You are having difficulty making your mortgage payments each month
  • You are making payments on two or more properties
  • You are facing PRE foreclosure
  • You want to avoid bankruptcy or a consumer proposal
  • You are an out of town owner and you don’t want to be a long distance landlord
  • Your property is in need of extensive repair that you do not have time or money for
  • You are divorcing and need to sell
  • Your listing has expired with your Realtor
  • You have a costly mortgage penalty but need to sell now
  • You prefer not to sell through a Realtor and be inconvenienced with Realtor showings

If you are looking for a professional and experienced Real Estate Investment Company to buy your house, townhome or condo in the Fraser Valley, BC, contact us. Sell your house fast in the Fraser Valley, BC in the most beneficial manner for everyone involved. No real estate commissions and no hassles.

Pre Foreclosure Homes Take Over Payments Program. Contact Us. We Take Over Payments

When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important for you to take quick action. Nothing impacts your credit score and financial plans as adversely as missing your mortgage payments. For most people in BC, a mortgage is the biggest loan you will ever be responsible for. Failing to keep up with your mortgage payments will not just end up with your property going into foreclosure, it will also make life extremely difficult for you moving forward.

If you are unable to pay your mortgage, not able to renew your mortgage, not able to take out a loan or apply for a low interest rate credit card due to your credit score being impacted from missed mortgage payments, this can impact your financial plans and put your life on hold for years.

The pre-foreclosure stage is the initial stage of the foreclosure process when your mortgage lender has taken legal action by hiring a lawyer to assist your lender to ensure a speedy and effective resolution for your lender to get back the money that they loaned you for the property.

Your lender’s lawyer will issue you a demand letter demanding payment for either your missed mortgage payments, acceleration and demand for the full mortgage balance, a combination of the two or a demand for the full balance of the mortgage after the mortgage has matured and note events of default.

If you can not or have not met the terms of your lender’s demand letter by the time the demand period expires, your lender will continue the foreclosure proceedings against you in Supreme Court.

If you find yourself facing financial difficulties, as a result of job loss, family income reduction, or for other reasons, it can be an overwhelming experience leaving you feeling uncomfortable and unsure of what to do.

We Can Help. Mortgage Problems and Solutions – Pre Foreclosure Homes Take Over Payments Program

Our Company, GVCPS is a well established Real Estate Investment Company that specializes in pre foreclosure homes take over payments. If you are in pre foreclosure, we can help you reinstate your mortgage with your lender and bring your mortgage back into good standing to avoid foreclosure in any location of Vancouver, BC, the Lower Mainland, BC and the Fraser Valley, BC.

Through our Pre Foreclosure Homes Take Over Payments Program, we take over mortgage payments and the house, townhome or condo associated with the mortgage regardless of the age or condition of the property and we do not charge any fees or real estate commissions.

We help relieve your financial stress around real estate by providing you with monthly cash flow management solutions to an unmanageable or unwanted mortgage and property situation to help protect your equity in the property and protect your credit.

We provide flexible, pre-negotiated terms that can give you the best value for your house, townhome or condo and we can provide you with more money with none of the hassles normally involved in selling to enable you to move on from your property situation with peace of mind.

Time is of the essence if you have received a demand letter from your lender and are facing pre foreclosure. Contact us for Free Consultation regarding our Pre Foreclosure Homes Take Over Payments Program. 

Our Pre Foreclosure Homes Take Over Payments Program will also help protect your credit record regarding any of your missed mortgage payments.

Your credit record along with any of your remaining equity in the property is less likely to be affected if you take quick action at the first signs of fonancial difficulty or when you are proactive in the pre-foreclosure take over payments stage.

When unforeseen financial circumstances impact your ability to make regular mortgage payments, through early intervention, you increase the chance of successfully managing your financial situation.  There are alternatives to foreclose that are available to you when you act quickly at the first sign of financial difficulty that create mortgage payment problems.

Through our Pre-Foreclosure Take Over Payments Program, we offer Free Consultation regarding different options to keep your mortgage in good standing with your lender to avoid foreclosure. In every case, the options available to you will depend on your individual financial circumstances.

If you have questions regarding how our Pre Foreclosure Homes Take Over Payments Program works, please contact us.

Address any difficulties you are having with your mortgage payments immediately. Acting fast will help to keep your best options open to resolve your situation and to avoid foreclosure.

Do not wait until you receive telephone calls from your mortgage lender or a formal demand letter from your mortgage lender’s lawyer regarding your missed mortgage payments, by then, the formal foreclosure proceeding has started and depending on your individual circumstances, your lender may be unwilling to accept any outstanding mortgage payments from you to reinstate the mortgage and bring the mortgage back into good standing.

For 25 years, our Company has been helping people through our Pre-Foreclosure Take Over Payments Program who require a solution to their mortgage and property situation.

Regardless of your situation or the age and condition of your house, townhome or condo, we take over mortgage payments and the property associated with the mortgage in any location of Surrey BC, Delta BC, Coquitlam BC, Port Coquitlam BC, Port Moody BC, Vancouver BC. Burnaby, BC, Richmond BC, New Westminster BC, Langley BC, Pitt Meadows BC, Abbotsford BC, Maple Ridge BC, Mission BC and Chilliwack BC.

We understand the stress and hassles that you face when you are in a difficult real estate situation. We don’t know how many months you’ve been trying to sell or have been looking for a solution to your mortgage payment situation. Don’t procrastinate. Don’t let your property situation become a liability. Contact us for Free Consultation to discuss how we can help you avoid foreclosure through our Pre Foreclosure Take Over Payments Program. 

Best Mortgage Companies, Mortgage Brokers Near Me

Best Mortgage Companies, Mortgage Brokers Near Me – GVCPS:

Buying a property and being personally responsible for a mortgage is one of the biggest investments you’ll ever make and it can also be one of the most complicated. This is why it is important that you work with the best mortgage companies that will give you professional, unbiased advice that you know you can trust.

The Best Mortgage Companies operating today serve a valuable role in the real estate industry, originating and serving mortgages by providing beneficial options for prospective homeowners, those looking to refinance their mortgage and for those who are experiencing mortgage payment problems and need immediate solutions.

Our Company, GVC Property Solutions Inc., (GVCPS) is a well-established real estate investment Company. We are pioneers in the mortgage industry and our team of specialized mortgage brokers offer you financial tools and expertise advice to help you understand your options to your individual mortgage needs so you can make the best possible decisions. We specialize in getting the best mortgage available for your needs when you are purchasing a property and we are here to work for you, not the banks.

We also specialize in;

  • lowering your monthly payments
  • consolidating your debt
  • refinancing your property
  • providing second mortgages
  • bad credit refinance
  • reinstating your mortgage
  • helping you stop foreclosure
  • providing home equity loans, and
  • home equity lines of credit

Our Mortgage Brokers near you have access to more than 40 lenders including Canada’s largest Banks, Credit Unions, Trust Companies and private lenders.

Are you experiencing mortgage payment problems and need an immediate solution? Is your mortgage behind on payments? Have you been issued a demand letter from your mortgage lender? We can help. We will explain your situation to you in plain english and provide mortgage refinancing options that might be right for you.

We can help you Stop Foreclosure, reinstate your mortgage and consolidate your debts. Using your home equity, we can find manageable solutions to your mortgage financing needs. If you have minimal or no equity, we still have many options available to meet your needs. We can help make sense of your current situation and provide an immediate plan of action. Contact us 604-812-3718 or info@gvcps.ca. We offer Free Consultation and do not charge you any fees or commissions.

Our specialized mortgage brokers near you are also on top of all the latest trends and innovations in the mortgage industry – from the status of interest rates to the availability of alternative financing options. With our superior technology and commitment to taking care of our clients during and after the transaction, you can be assured that not only now, but in the future, you will always have the best rates and mortgage products available by using our Mortgage Professionals at GVCPS. The guidance we offer and information we provide is deeply researched, objective and independent.

Finding the best mortgage companies and mortgage brokers near me in the Lower Mainland BC, Fraser Valley BC and Squamish BC

Finding the Best Mortgage Companies – the one’s who are committed to finding you the best mortgage financing options available to you that are tailored to your specific financial goals, is essential. You want to work with Mortgage Brokers near you who have access to a wide range of lenders that will be competing for your business therefore offering a variety of products for you to choose from and the best interest rates possible.

If you are looking for an independent mortgage broker in your neighborhood, contact our highly specialized team of mortgage brokers at GVCPS 604-812-3718. For more information regarding our Company, please visit www.gvcps.ca

You can go to a local bank and accept one of their products only available to that institution or you can contact an Independent Mortgage Broker at GVCPS that can offer a variety of products for you to choose from and the best interest rates possible. Our Brokers have access to over 40 lenders including Canada’s largest Banks, Credit Unions, Trust Companies and private lenders. Our Brokers give you unbiased advice and take the time to go through all your financing options.

We will make sure that you are provided with the best mortgage financing options available to you. We are here to work for you, not the banks. Our Company will provide many options to your individual mortgage needs that will turn your dream into a reality that is realistic.

Who are these mystical, magical people who help you move into your new house or provide immediate solutions to your mortgage problems? They are the Best Mortgage Companies who you can rely on with  the best Mortgage Brokers near you:

  • Service: Our licensed mortgage brokers who works for you offers personalized, one-on-one service. They are very communicative and proactive, anticipating requests for documentation and other conditions. Our mortgage brokers are paid by the lenders that they place the mortgage with and do not get paid until they close a loan. Apart from their good ethics, our mortgage brokers have a great incentive to fight to get your mortgage loan closed. Our mortgage brokers are very friendly, positive people who will keep you constantly updated as to the status of your loan application.
  • Experience: Even if you have great credit, steady employment, satisfactory income, low LTV (loan to value), and an acceptable property value, you will be asked to provide many documents before underwriters approve funding.Knowing what the banks will ask for in advance is one of the big bonuses of using the services of our experienced mortgage brokers. Anticipating a lender’s loan conditions can save hours of frustration. One of the most important things a good mortgage broker can do is assemble a comprehensive document package from the borrower before submitting the loan to a lender. When the underwriter gets a complete package, it eliminates time wasted going back and forth as the underwriter demands documents from the borrower, who must respond with the documents or risk losing the loan.
  • Lower Rates: A good broker shops lenders to find the best rates. Since our mortgage brokers get wholesale rates from the big lenders, our brokers can pass these savings to you. Usually, the mortgage broker makes his/her money from the rebate paid by the lender to the broker for selling an interest rate that is higher than the “par” pricing rate. But the fact is that these rates are still much lower, on average, than a borrower can get when he goes directly to the lender. A borrower in a bank pays that bank’s retail rates, which are usually higher than wholesale rates.
  • Trust: Canadian laws require that all mortgage brokers be licensed and have a knowledge of financing. Because of the strict licensing requirements, all licensed mortgage brokers pass rigorous testing and background checks, including fingerprinting and criminal background checks. Professional and licensed mortgage brokers will have good financial history and no criminal convictions. It is very important you trust your mortgage professional since you will be trusting him or her with your most private financial information when applying for a loan. Ask your mortgage broker to see written testimonials and speak with your mortgage professional directly with any questions or concerns you may have. After having an open conversation with your mortgage broker professional you will clearly see if he or she is the right fit for your needs. Using the services of an experienced, trustworthy, licensed mortgage broker offers benefits to homeowners seeking a mortgage refinance or new mortgage that a bank just does not provide.

 

The best Mortgage Brokers Near you have three things in common:

 

They are widely available:

A mortgage company doesn’t have to be countrywide to be good. If you have heard excellent reviews and the best professional services about a local mortgage broker near you, you should contact them. Local mortgage brokers near you will process fewer loans every month than a countrywide broker, however, they will be able to provide you with more detailed personal service that you need when making important financial decisions regarding your mortgage.

They are creative:

Our mortgage brokers know how to overcome lender obstacles creatively without adding any unnecessary stress to the situation. Underwriters often respond to loan packages with conditions that defy reason and common sense. When nonsensical conditions are passed to borrowers without explanation, as is often the case in big banks, borrowers become confused and frustrated and often respond with documents the underwriter did not ask for.

Our mortgage brokers aren’t rattled by strange condition requests and give careful attention to the request before planning a precise response to clear the condition. This may mean helping a borrower to write a letter of explanation, or calling a credit card company with the borrower to get an item cleared from a credit report. Our mortgage brokers go the extra mile for our clients. You have your own personal advocate working strictly on your behalf.

They provide you with options:

Brokers are paid on commission, generally speaking, and brokers usually have no preference which loan you choose. At banks, executives offer incentives to their loan officers to push certain loans. These loans are lucrative for the company, but may not benefit the you. You are served best when you are presented with different options in an objective manner.

Experienced brokers offer a variety of loan options tailored to you and explain the pros and cons of each. The options the mortgage broker presents should be based on their conversations with you and the mortgage broker should know how to ask the right questions to find precisely what the best options are that provide the most benefit.

Just remember we are a phone call, online application or an email away and we are happy to answer any of your questions. Or, if you are ready, we can process your application or explore all of your options regarding servicing your existing mortgage. We have a genuine interest in real estate and have been operating for 25 years. Contact us anytime with any questions that you have to discuss what solutions we can provide to your mortgage situation.  We provide free consultation to discuss the different options that are available to you | 604-812-3718 or info@gvcps.ca

Can Someone Take Over My Mortgage? We Take Over Your Mortgage Payments. Contact Us

Can Someone Take Over My Mortgage – Yes We Can – We Take Over Mortgage Payments and the House, Townhome or Condo Associated with the Mortgage: If you are facing unmanageable or unwanted mortgage payments or if your financial circumstances or an unexpected life event is impacting your ability to make regular mortgage payments, you may be asking yourself – Can Someone Take Over my Mortgage?

Our Company, GVC Property Solutions Inc. (GVCPS), is a well established Real Estate Investment Company that  specializes in taking over mortgage payments and the house, townhome or condo associated with the mortgage. If you have been wondering “can someone take over my mortgage?”, our Company, GVCPS, can take over mortgages for any property type – houses, duplexes, town homes and condos regardless of your situation and regardless of the age, condition or location of the property in the Lower Mainland, BC, the Fraser Valley, BC and Squamish, BC.

We understand the stress and hassles that you face when you are experiencing unmanageable or unwanted mortgage payments, when you need to sell your property but cannot sell through traditional methods or when you just want out of your real estate situation for any reason.

Mortgage Problems and Solutions – Can Someone Take Over My Mortgage?

Finding a solution to your financial difficulties requires early intervention and a well-organized plan.  The first step is to ask your mortgage lender about options that are available to help manage your current financial situation.  Your mortgage lender may be able to assist you by arranging more flexible payment options, particularly if you have paid previous lump sum pre-payments or if you have previously chosen an accelerated payment schedule.

At times, a debt consolidation loan is advisable and your mortgage professional can arrange a loan that meets your needs.  In every case, the options available to you will depend upon your individual financial circumstances. You may also want to discuss your situation with other related financial professionals, such as your financial planner or accountant.

It is important to be honest with your mortgage lender if you are having financial problems and to immediately discuss any mortgage payment difficulties you are having with your mortgage lender.

If your mortgage lender cannot offer you a solution to your mortgage difficulties yes, someone can take over your mortgage. If you require financial relief from unmanageable or unwanted mortgage payments for any reason, contact us. Our Company can take over your mortgage payments and the property associated with the mortgage. 

If you cannot pay your mortgage, foreclosure will be inevitable. People facing these difficult times are usually confused with the Foreclosure Process in BC. Furthermore, at this stage, people are often left with few options such as refinancing and tend to avoid doing anything to stop mortgage foreclosure. This is the wrong thing to do.

If you are facing pre-foreclosure and need help to stop foreclosure, our Company can take over your mortgage payments foreclosure and the property associated with the mortgage. Time is of the essence when you are facing foreclosure, contact us as soon as possible to stop foreclosure. Office: 604-812-3718 or www,gvcps.ca

What Options Do You Have to Stop Foreclosure? Can Someone Take Over My Mortgage?

Acting fast keeps the best options open to you, however, options are few at this point and fast action on your part is imperative to keep your best options viable. If you take action immediately, options available to you may be that our Company will either take over your mortgage  or we can help you reinstate your mortgage, if your mortgage lender will still allow you to bring your mortgage up to date.

If you have come to the realization that selling your property is the best option, it may be worth listing your house on MLS through a realtor or contact our Company to buy your property. We, buy houses, townhomes and condos quickly and we do not charge any real estate fees or commissions. We buy property in any situation, in any condition and in any location of the Lower Mainland, Bc, the Fraser Valley, BC and Squamish, BC.

We don’t know how many months you have been looking for a solution to your situation. If you are facing unmanageable or unwanted mortgage payments, contact us. We take over mortgage payments and the house, townhome or condo associated with the mortgage. We work on a daily basis with people who are looking for a professional and friendly transaction who require an immediate and flexible sale or solution to their real estate situation.

Take Over My Mortgage Payments. We Take Over Mortgage Payments. Contact Us

For 25 years, we have provided professional solutions to people who are having trouble paying their mortgage. We take over mortgage payments and the house, townhome or condo associated with the mortgage in the Lower Mainland, BC and the Fraser Valley. BC.

If you have been searching for a Professional Real Estate Investor to “Take Over My Mortgage Payments” contact us. Our Company, GVC Property Solutions Inc. is a well established Real Estate Investment Company that can relieve you of your financial stress when we take over your mortgage payments and the property associated with the mortgage so you can move on with your life with peace of mind.

Through our Mortgage Take Over Program, in most cases, we take over all of your other monthly financial obligations regarding the property on your behalf that may include; property taxes, property insurance and monthly strata fees (if applicable).

We take over mortgage payments for houses, townhomes and condos that are in any situation, in any condition and any location of the Lower Mainland, BC and the Fraser Valley, BC.

How You Benefit From Our Mortgage Take Over Program:

  • You are provided with immediate monthly cash flow management solutions to unmanageable or unwanted mortgage payments
  • Your equity in the property is protected as well as your credit
  • You no longer have to perform any repairs, upkeep or maintenance to the property
  • If you are a landlord, you do not have to deal with anymore tenant headaches
  • We do not charge any real estate fees or commissions
  • We provide you with financial relief and peace of mind in regards to your property situation

Selling a house, townhome or condo can be difficult in today’s challenging real estate market, especially properties that can’t be sold through a realtor on MLS. We provide professional house selling solutions to people who are experiencing difficulty selling their property through traditional methods, people who are experiencing difficulty paying their mortgage payments each month and people who just require relief from their property situation for any reason.

We don’t know how many months you have been looking for a solution to your situation. Don’t let your mortgage and property situation become a liability or a burden. Our Company specializes in taking over mortgage payments for people who are having mortgage problems and require solutions.

Contact us to discuss what solutions we can provide to your situation. We are available 7 days per week from 9:00 am until 8:00 pm. You can also contact us 24 hours a day through our Confidential Contact Form.