Let Us Provide You With Immediate Solutions Without Charging You Fees or Commissions, Saving You Thousands of Dollars.
By: Kristen White
A Realtor can provide excellent service and expertise to sell your house. However, a real estate agent will not make monthly payments while you wait to sell and will not guarantee the maintenance and repairs of your property while you wait for your property to sell.
We will make monthly payments towards your mortgage and be responsible for all repairs and maintenance until the completion. We give your property our personal attention, and you can literally forget about the property until you are removed from property title and cashed out. We are here to help. Contact us with any questions you have. We do not charge any fees or real estate commissions: 604-812-3718.
Great Canadian Real Estate Crash; The Housing Bubble Has Burst, and Few Will Emerge Unscathed
By: Chris Sorensen
Keith Roy began warning his clients about a faltering Vancouver housing market in early 2012. The realtor says he was tipped off not by industry statistics, but by chatter across backyard fences. “When you hear about a homeowner who thinks his neighbour got too much money when he sold his house, you know there’s something going on,” says Roy. “That was the first clue.”
The next shoe to drop was a handful of homes in desirable west side neighbourhoods that took a few extra days to sell. Sensing a shift in the market, Roy put his own house up for sale in June and penned a blog posting the following month that advised people to “cash out.” Though he was criticized by fellow agents for breaking rank, Roy says he now feels vindicated after watching Vancouver home sales crumble to their lowest point in more than decade, with prices falling 3.5 per cent since hitting a high last May. The lesson? Recognizing a looming real estate downturn is more art than science; once it shows up in the numbers, it’s too late to do much about it. “One day the phone just stops ringing,” Roy says. “Then you’re in it.” Continue reading
If You Are Facing Pre-Foreclosure or Foreclosure, You May Be Able To Stop It
Written by: Kristen White
Foreclosure is an extremely stressful situation and the process is unknown to many people. It is important for you to know the process you are facing. Information in this article is a general overview of the Foreclosure process and mainly applies if your first mortgage is in Foreclosure and your first mortgage is with a larger banking institution or credit union. If you have a second, third or fourth mortgage that is in Foreclosure with a smaller credit union or private lender, some information in this article applies but the Foreclosure process can be drastically different.
We specialize in Pre-Foreclosure, please call us today if you have questions regarding your 1st, 2nd, 3rd or 4th mortgage with a larger banking institution or credit union or a smaller credit union or private lender.
1. If you have fallen behind on mortgage payments, your Bank/Lender will send you a letter and also call you to make you aware of the missed payment(s). If you don’t respond or attempt to bring your payment(s) up to date, the Foreclosure may start immediately without any further notice to you. There is no general rule on the number of missed payments it takes for your Bank/Lender to start the Foreclosure and is solely at the discrepancy of the Bank/Lender. Continue reading
Here Are 3 of Deepak Chopra’s Simple Tips to Help Reduce Stress That Really Work!
by Katie Morell
Life doesn’t need to be stressful, Deepak Chopra says. It is all in how you handle it. Chopra gives the example of ocean waves. “If you are a skilled surfer, every wave could be a joy. If you are not prepared, every wave could be a disaster,” he says.
Here are Chopra’s top three tips for handing the stresses (or waves) in your life.
1. Focus on one thing at a time. Our conscious brain isn’t able to multi-task, says Chopra. It is only our automatic nervous system that can do multiple things at once – equalize hormone levels, pump blood to the heart, stabilize blood pressure, etc.
“If, right now, you are talking to me and checking your iPhone at the same time, you are really doing neither,” he says.
As an everyday technique for reducing stress, Chopra divides his days into buckets: sleep time, exercise time, family time, work time, play time, meditation time and so on. From there, he dedicates himself to only one task at once. Feelings of stress surface when you think of everything you need to do – a way of living that disrupts your psychology. Instead, focus on one thing only. Then move on.
2. S.T.O.P. In order to live “mindfully and consciously,” says Chopra, humans need to take time to STOP. He uses the word as an acronym – S: stop what you are doing, T: take a few deep breaths, O: observe your body and smile, P: proceed with kindness and compassion. “Even if the phone rings, don’t pick it up right away,” he advises. “Stop, take a few deep breaths and proceed with kindness and compassion. The person on the other line will feel it.”
3. Take 20 minutes for yourself and calm your mind. For many of us, the word meditation fills our minds with self-deprecating questions like, “What if I can’t relax?” and, “What if I’m not doing it right?” Chopra answers these concerns by suggesting women sit quietly, without an agenda, for 15 or 20 minutes. He says, “Your mind will get restless in that time, but after a while it will quiet down and you will relax.”
The demands you put on yourself can create more pressure than you know how to handle. Break the cycle of anxiety by changing the way you respond to stress.
By: Deepak Chopra
Anxiety is like a shortcut. When faced with uncertainty, the normal response is to stop, consider what might happen, and make a decision based on the best prediction you can make. But the anxious person doesn’t go through this process; they jump right towards feeling afraid. No one enjoys uncertainty. There is always a tinge of anxiousness when you don’t know what the future holds. But going straight into fear is the worst way to handle the situation because fear is almost never a good advisor. It blocks clear decision-making, and exaggerates the risks and dangers that might lie ahead.
If you are an anxious person, you need to stop making the leap into fear. But how do you do that? It requires a new way of approaching uncertainty. Life is always uncertain, and until you can embrace this fact, you will imagine risks, dangers, and threats that never materialize. Yet, suffering in your imagination is just as painful—perhaps more painful—since dealing with a crisis is always easier than waiting for one in a state of dread.
The Anxious Self Many spiritual traditions speak of separation as the real cause of human misery. Separation can mean being apart from God, your soul, or the higher self. But the terminology isn’t important; even the word “spiritual” isn’t crucial. What is crucial is that people are divided inside. One part of the self opposes another part. With guilt, the good fights against the bad. With anxiety, the strong part of the self is at war with the weak part. Continue reading
Worrying is hard to overcome because in a strange way, it actually makes a lot of sense to your mind. First, you imagine risks and sometimes you are right. So, how do you overcome anxiety when you don’t even think it’s a problem?
By: Deepak Chopra
Worrying is such a prevalent habit that many worrywarts don’t recognize themselves as anxious. In fact, many worriers often feel justified. Why not turn the car around to double check that the doors are locked? Why not worry about how unsafe the world is because of global warming and terrorism?, Convinced of its own beliefs, worry is anxiety backed up by excuses invented by the mind.
Worriers Believe They’re Doing Good. In a strange way, worriers believe they are doing something good by protecting ourselves and others from danger. Since our minds are filled with every conceivable risk, we wind up being right some of the time. Like hoarders who never throw anything out, worriers uses the same logic. If one item proves useful, it justifies keeping a hundred that aren’t. We don’t see the obvious: worrying about ninety-nine useless things is a waste of time and emotion. But until we can accept this fact, we will feel justified. Continue reading
At times, life’s everyday stressors can send you into a tailspin. But if you always let your emotions rule, your body won’t remember to calm down.
By Deepak Chopra
Fear is a natural reaction built into the mind-body system triggered by danger. After
the danger is past, so is the fear response. But when fear spreads out into a general condition, it becomes a mysterious thing: anxiety. Anxious people are afraid even though there is nothing “out there” to be afraid of. Others overreact to triggers that ordinarily should be fairly easy to handle, such as being left alone for a day on their own. Still others are nearly paralyzed by highly specific phobias such as fear of heights, open spaces or insects. What is going on and what can we do about it?
Record numbers of people in modern society, predominantly women, suffer from mild to extreme anxiety. Billions of dollars are spent every year on tranquilizers to treat this condition, yet as the doctor writes out a prescription, he knows that the cause of the condition is unknown. Since human beings have lived with the fear response before recorded history, there should be a way to heal anxiety, and perhaps the best way to approach the mild-to-moderate types is not as a disease, but as a challenge. In anxious people, fear is allowed to roam freely; we can truly say that fear rules the mind. Yet it should be that you use your emotions, not that they use you. The challenge is to bring the fear response back under control. Otherwise, anxiety becomes ingrained and over time will spiral downward. The anxious person begins to be afraid of being afraid, because she knows that she has no power against it. Continue reading
There are half a million residential strata lots in British Columbia, commonly known as condominiums and townhomes, in addition to commercial and mixed use stratas.
A strata subdivides a property into individual units (strata lots) and common property. Each strata owner has title to their individual unit plus a proportional share of the common property.
There are approximately 29,000 strata corporations in BC operating and making decisions under the provincial Strata Property Act, a legislative framework based on democratic principles. The Act does not permit government to intervene in the affairs of a strata corporation or provide for the interpretation of the Act and Regulations.
IS YOUR PROPERTY SITTING VACANT BECAUSE IT ISN’T SELLING THROUGH A REALTOR AND STRATA WILL NOT ALLOW YOU TO RENT? WE CAN HELP.
Written by: Kristen White
Even though you as an owner hold title to your individual unit plus a proportional share of the common property, it can sometimes feel like Strata and other owners have more control over your property than you do. Let us handle your Strata. We know real estate law and can provide immediate solutions.
We have been in the real estate industry for over 18 years helping hundreds of clients solve their Strata related issues. If you have rental restrictions, are having difficulty making payments and/or difficulty selling your property, we can purchase your property through our Home Buying Program.